Introduction: Aaj ke time me har student ke paas thodi bahut pocket money hoti hai — lekin aksar hum bina soche samjhe usse kharch kar dete hain. Agar tum thoda sa plan banao to yehi pocket money future me kaam aa sakti hai.
Aaj hum baat karenge 10 simple tariko ki, jisse har student paisa bacha sakta hai — bina apni life boring banaye!
Har Mahine Ek Saving Goal Set Karo
Sabse pehle decide karo ki har mahine kitna paisa bachana hai — jaise ₹100, ₹200 ya ₹500.
Goal fix hone se motivation milta hai aur unnecessary kharche automatically kam ho jaate hain.
Apna Budget Banao (Pocket Money Tracker)
Har student ko apne paiso ka record rakhna chahiye.
Ek simple notebook ya mobile app me likho:
- Kitna paisa mila
- Kitna kharch hua
- Kitna bacha
- Isse tumhe apne kharche samajhne me madad milegi.
Chhoti Luxuries Par Control Rakho
Aksar hum daily snacks, cold drinks, ya online games par paisa waste kar dete hain.
Agar tum unme se aadha kharch bacha lo to mahine ke end me ₹200–₹300 easily save ho sakte hain.
Piggy Bank Ya Saving App Use Karo
Traditional piggy bank ho ya digital saving app — dono ka ek hi purpose hai:
“Thoda thoda bacha ke bada amount banana.”
Example: Paytm Payments Bank ya Fampay jaise student-friendly apps use kar sakte ho.
Apne Kharch Ki Priority Samjho
Har cheez zaroori nahi hoti.
“Want” aur “Need” me farq samjho:
Need: Books, school items
Want: Fancy pen, extra snacks
Pehle zarurat poori karo, fir luxury items pe kharch soch samajh ke karo.
Offers aur Discounts Ka Faida Uthao
Shopping ya recharge karte waqt student discount codes, cashback apps (jaise CashKaro, Paytm, or Amazon Pay) ka use karo.
Chhote chhote discounts bhi badi saving me badalte hain.
Apni Unused Cheezein Becho
Jo books, toys, ya gadgets tum use nahi karte — unhe OLX, Quikr, ya school group me bech do.
Ye paisa tum apne saving goal me add kar sakte ho.
“Saving Jar Challenge” Try Karo
- Ek glass jar lo aur har din ₹10–₹20 daal do.
- Mahine ke end me ye ₹300–₹600 ho jaayega!
- Chhoti habit, lekin bada result.
Parents Se Finance Seekho
Apne parents se pucho ki wo paisa kaise manage karte hain.
Real-life experience se seekhna sabse best financial education hoti hai.
Saving Ko Habit Bana Lo, Pressure Nahi
Saving ka matlab life boring banana nahi hota.
Thoda bachao, thoda kharch karo — balance bana kar chalo.
Consistency se tum ek smart money manager ban jaoge
Conclusion
Student life me paisa bachana ek skill hai — aur jitni jaldi tum is skill ko seekh loge, utna future me financial stress kam hoga.
Aaj se hi start karo: thoda likho, thoda socho, aur thoda bachao!
FAQ
Q1. Kya students ke liye paisa bachana zaroori hai?
Haan, kyunki ye tumhe responsibility aur financial discipline sikhata hai.
Q2. Pocket money me saving karna possible hai kya?
Bilkul! Agar tum daily ₹10 bhi save karo to mahine me ₹300 ban sakte hain.
Q3. Kya koi app hai jo students ko paisa bachane me help kare?
Haan, tum “Fampay”, “Walnut”, aur “Paytm” jaise apps use kar sakte ho.