Students ke liye step-by-step guide: Monthly pocket money ka budget kaise banaye? Learn smart saving tips, daily expenses, control karne ke easy tricks.
Introduction:
Har student ko har month kuch na kuch pocket money milti hai — lekin problem ye hoti hai ki ye paisa ek-do hafte me khatam ho jata hai
Aaj hum sikhenge pocket money ka budget kaise banaye, taaki tum har month thoda paisa bacha sako, aur apne kharche smartly manage kar sako.
Pocket Money Ka Budget Banana Kyu Zaroori Hai?
Budget banana boring lagta hai, lekin ye ek habit hai jo tumhe life bhar help karegi
Apne expenses control me rehte hain
Savings badhti hai
Emergency time me paisa ready rehta hai
Responsible spending ki aadat lagti hai
Agar tum abhi se budget banana seekh jaoge, to future me paisa manage karna bahut easy ho jayega.
Step-by-Step Pocket Money Budget Plan
Step 1: Apni Total Monthly Pocket Money Note Karo
Pehle yeh likho ki har month tumhe kitna paisa milta hai — jaise ₹500, ₹1000 ya ₹2000.
Step 2: Basic Expenses List Banao
School lunch, stationery, travel, ya mobile recharge jaise zaroori kharche alag likho.
Ye “Necessary Expenses” category me aayenge.
Step 3: Entertainment & Personal Spending Limit Set Karo
Snacks, games, gifts ya movies ke liye fixed amount decide karo.
Example: Total pocket money ka 20–25%.
Step 4: Har Mahine Thoda Paisa Save Karo
Kam se kam 10–20% har month bacha lo.
Piggy bank, Paytm wallet, ya bank account me rakho.
Step 5: Emergency Fund Bana Lo
Har month ₹50–₹100 alag rakho unexpected situations ke liye — jaise school project ya birthday gift.
Step 6: Har Month Budget Review Karo
Mahine ke end me dekho kis cheez par zyada paisa kharch hua.
Next month us area me improvement karo.
Example of Pocket Money Budget Table
Category Amount (₹) Percentage
School Expenses 400 40%
Entertainment 200 20%
Savings 250 25%
Emergency 150 15%
Total 1000 100%
Smart Tips for Students
1. Har kharcha likhne ki habit daalo (notes app ya diary me).
2. Kabhi impulsive shopping mat karo — “zarurat vs chaahat” socho.
3. Discounts aur offers ka smart use karo.
4. Saving ko ek fun challenge bana lo!
Conclusion:
Pocket money ka budget banana sirf paisa bachane ke liye nahi — balki responsible banne ke liye hai.
Agar tum abhi se apna budget banana start kar doge, to future me bade goals (bike, iphone, Car, ya trip) ke liye paisa easily save kar paoge.
Remember: “Smart student woh nahi jo zyada paisa kharch kare, balki woh hai jo paisa sahi jagah kharch kare.”
FAQs (Frequently Asked Questions)
Q1. Students ko pocket money ka budget banana chahiye kya?
Haan, isse discipline aur financial awareness aati hai.
Q2. Kitna paisa save karna chahiye har month?
Kam se kam 10–20% apni total pocket money zarur bachao.
Q3. Budget track karne ke liye kaunsi app use kar sakte hain?
Money Manager, Diary Me, Wallet App, ya Google Sheets.